Hi. I am a married mother of two beautiful little girls. My husband also has two children of his own from a previous relationship. Over the years we have racked up large amounts of credit card and bank loan debt trying to keep our heads above water and provide for our family. In the last year, I have lost my job, my husband's car was repossessed, and we were evicted from our nice apartment. Fortunately we did find a cheaper apartment. I have been unable to return to work because I have no experience and my pay wouldn't even cover the daycare expenses, so I stay home with my girls. My husband works two jobs, but we are unable to pay any of our debt. Lawyers are now threatening to attach his wages, successfully taking money away from our rent, and taking food from my childrens mouths. We tried to apply for state assisstance, but they don't account for bills or any debt you may have. They strictly go by your gross income which put us over the allowable limit for cash assisstance. I am at a loss for what to do. We can't claim bankcruptcy because even that costs money. I want to get out of this mess before it gets any worse. My children and I barely get to see my husband because he's always at work. We have a pile of bills sitting on a bookshelf in the corner. We use to open and pay what we could. Now if I open one it ussually makes me cry because I know the next letter from that bill will be a court summons from a lawyer. I do hope that there are people out there willing to help me and my family get out of this predicament. I pray everyday for help to turn this situation around and I swear I will never ever take out another personal loan or apply for another credit card ever, ever, ever again. Please, if you have extra money and are looking to warm a heart, or a whole family's hearts, or simply just do a good deed, help us!!!